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Nicholas Peter Cruz LLB TEP, founder member of Cruz & Co, was born in Gibraltar and educated at Worth Abbey in the United Kingdom. He studied law and graduated from Kingston University in Surrey before becoming a member of Middle Temple Inn of Court. He completed his studies at the Council of Legal Education in Chancery Lane, London, and was subsequently called to the Bar of England and Wales. He returned to Gibraltar in 1989 and was subsequently called to the Bar of Gibraltar.

He has practised law in Gibraltar ever since, concentrating on Trust, Company, Admiralty, Conveyancing, Commercial and Civil Litigation. Nicholas was a founder member of the Bar Council Conveyancing Committee. He is a trust and estate practitioner and is the serving Chairman of the Association of Trust and Company Managers (ATCOM), and a member of the Gibraltar Finance Centre Council, a Government policy advisory committee.

He remains on the Board of Directors of ATCOM. Nicholas is an overseas member of the Clerksroom, Barristers Chambers, Taunton, Somerset and the founder member and principal partner of Balms & Cruz Morocco.

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Paul Louis Borge, BA (Hons) was born in London and educated at Worth Abbey in the United Kingdom. He read law at Derby University then joined the Honourable Society of Gray's Inn before completing his professional studies at the Inns of Court School of Law, London. He was called to the Bar of England and Wales in 1998 and called to the Gibraltar Bar in the same year.

Paul joined local chambers where he undertook pupilage and joined Cruz & Co as an associate in 1999. He subsequently spent four years with another leading firm before taking partnership at Cruz & Co in 2004. His main practice areas are company and commercial law, private client and civil litigation.

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Joseph E A ("Pepe") Vaughan MBE MIPR was born in Gibraltar in 1926 and educated at Ilminster Grammar School Somerset. In 1943 Pepe joined the forces and served in the Fleet Air Arm. After the war Pepe followed a long successful career in Government opting for early retirement from his position as Director of Tourism in 1983. His service was recognised in 1970 by Her Majesty the Queen and he was awarded an MBE. In 1983 Pepe established a Trust and Company Management Company fully licensed by the Financial Services Commission and which he recently sold.

He has been Chairman of the Association of Company Trust Managers and a member of the Financial Centre Advisory. He has joined Messrs Cruz & Co as Property Marketing Consultant which chiefly involves real estate sales and commercial development in Gibraltar, Spain and in particular the Costa del Sol.

moira_56.jpg - 40443 Bytes Moira T. Bossino LLB (Hons) was born  in 1967 and educated in Gibraltar at Loreto Convent, Westside Girls Comprehensive and the College of Further Education. She worked in Tourism and Transport before moving to London to read law at Westminster University .She is a member of Middle Temple Inn of Court. She completed her studies at the College of Law in London and was called to the Bar of England and Wales and in Gibraltar in 2004.   

Moira's areas of practice are litigation,commercial and conveyancing
 
Kerrin Drago Kerrin Michael Drago, LLB (Hons) was born in London and educated in Gibraltar until the age of eighteen. He finished reading for a Law Degree at Kingston University in Surrey in 2002, after which he became a member of Middle Temple Inn of Court. He went on to obtain a Postgraduate Diploma in Professional Legal Skills at Inns of Court School of Law in Chancery Lane, London.  He was called to the Bar of England and Wales in July 2003 and was thereafter called to the Bar of Gibraltar during the same year. 

His main practice areas are Civil Litigation, Commercial Law, Admiralty, Employment, Personal Injury and Conveyancing.
 
Christina Borrell  CHRISTINA BORRELL LLB (HONS) - Born and educated in Gibraltar until the age of eighteen. She read Law with European Studies at Kingston University in Surrey and undertook a year of study at the University of Deusto in Bilbao. She went on to become a member of the Middle Temple Inn of Court and obtained a Postgraduate Diploma in Bar Vocational Studies at the College of Law, London, in 2010. She was called to the Bar of England and Wales in July 2010.  
Paul Crudgington Paul Spencer Crudgington DIP DM MIDM Director was born and studied in the United Kingdom. His education concentrated on Business Studies and Marketing. He went on to obtain a post graduate diploma in Direct Marketing and has since obtained the Society of Trust and Estate Practitioners Foundation Certificate in International Trust Management. Paul has served the Firm in various roles since 2005 and was invited to the Board in 2008. He is the Firm’s Operations Director, Anti-Money Laundering Reporting Officer and ISO Quality & Environmental Management Representative.

Paul is a member of the Society of Trust and Estate Practitioners, the Institute of Direct Marketing and the Gibraltar Association of Compliance Officers.
 
 
Keith Chichon  Keith Louis Chichon TEP Senior Company Administrator was born and studied in Gibraltar until the age of eighteen. He finished reading for a Degree in Business Studies with Information Systems Management at the University of Wales, Cardiff Institute in 2004 and returned to Gibraltar shortly afterwards where he completed the Society of Trust and Estate Practitioners Diploma in International Trust Management. Keith has joined the Firm after a number of years experience with a number of the larger local fiduciary service providers.

Keith is a member of the Society of Trust and Estate Practitioners.